Loan Rates

Cars/Trucks WITH Direct Deposit

CarsTrucks WITH Direct Deposit
Term APR** Payment Per Thousand
(Based on Longest Term)
3 Years 4.99% $29.97
4 Years 5.25% $23.14
5 Years 5.49% $19.10
6 Years 6.49% $16.81
7 Years 6.74% $14.97

Cars/Trucks WITHOUT Direct Deposit

CarsTrucks WITHOUT Direct Depos
Term APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 7.00% $19.80
6 Years 7.50% $17.29
7 Years 8.00% $15.59

Older Vehicles 1997 - ?

Older Vehicles 1997 -
Term APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 7.00% $19.80

Vacation Loans ($5,000 Max.)

Vacation Loans ($5,000 Max.)
Term APR** Payment Per Thousand
(Based on Longest Term)
1 Year 6.00% $86.07
18 Months 7.00% $58.68

Auto/Home Insurance Loan

Auto & Home Insurance Loan
Term APR** Payment Per Thousand
(Based on Longest Term)
1 Year 2.99% $84.70

Personal Loans*** ($500 to Max. of $15,000)

Personal Loans
Term APR** Payment Per Thousand
(Based on Longest Term)
1 Year 9.00% $87.45
2 Years 10.00% $46.14
3 Years 11.00% $32.74
4 Years 13.00% $26.83

Educational Loans

Educational Loans
Term APR** Payment Per Thousand
(Based on Longest Term)
1 year, $15,000 Max. 4.99% $85.61

Workplace Advancement Loans (Min. $500, Up to Total Program Cost)

Workplace Advancement Loans
Term APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 5.00% $18.88
Up to 10 Years 7.00% $11.62

Secured Loans (By shares in LFFCU with monthly payments)

Secured Loans
Term APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 years 3.00% Over Savings/CD Rates 3.00% Over Savings/CD Rates

Home Equity Loans 80%LTV ($10,000 to Max. $200,000)

Home Equity Loans 80%LTV
Term APR** Payment Per Thousand
(Based on Longest Term)
5 Years 6.25% $19.45
10 Years 6.49% $11.35
15 Years 6.99% $8.98
20 Years 7.25% $7.90

Home Equity Loans 90%LTV ($10,000 to Max. $200,000)

Home Equity Loans 90%LTV
Term APR** Payment Per Thousand
(Based on Longest Term)
5 Years 7.25% $19.92
10 Years 7.49% $11.86
15 Years 7.99% $9.55
20 Years 8.25% $8.52

Recreational Loans (Max. of $100,000)

Recreational Loans
Type APR** Payment Per Thousand
(Based on Longest Term)
NEW - Up to 10 Years 9.00% $12.67
USED - Up to 10 Years 9.25% $12.80