Lowell Firefighters Credit Union
Lowell Fire Trucks
Lowell Massachusetts
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Lowell Firefighters Credit Union

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Bank Online Current Rates Credit Union Banks in MA

Current Rates

The following rates of interest on loans are effective as of:
May 12, 2008
New Cars: 2006-2008 APR Payment Per Thousand
(Based on Longest Term)
Up to 36 Months
(WITH direct payroll payment)
4.75% 29.86
37 Months to 60 Months
(WITH direct payroll payment)
4.99% 18.87
Up to 60 Months
(WITHOUT direct payroll payment)
5.50% 19.11
61 Months to 72 Months
6.00% 16.58
Used Cars: 2002-2005 APR Payment Per Thousand
(Based on Longest Term)
Up to 60 Months 5.99% 19.34
Used Cars: 2000-2001 APR Payment Per Thousand
(Based on Longest Term)
Up to 60 Months 6.25% 19.46
Personal Loans APR Payment Per Thousand
(Based on Longest Term)
Up to $2,000 Special 1 Year Loan 6.00% 86.09
$5,000 Up to 36 Months 11.75% 33.11
$5,000 to $8,000 Up to 48 Mo. 13.75% 27.22
$8,001 to $10,000 Up to 48 Mo. 15.75% 28.23
Secured Loans APR Payment Per Thousand
(Based on Longest Term)
Shares in this Credit Union, with Monthly payments,
Up to 60 Months:
5.00%
No Insurance
18.87
Home Equity Loans APR Payment Per Thousand
(Based on Longest Term)
$50,000 Up to 60 Mo. 6.00% 19.34
$50,000 61 Mo. to 120 Mo. 6.50% 11.36
Recreational Loans APR Payment Per Thousand
(Based on Longest Term)
Max. $40,000 NEW - Up to 84 Mo. 7.25% 15.22
Max. $40,000 USED - Up to 84 Mo. 7.75% 15.47
Notice:
As of May 12, 2008, we are paying 1.25% dividend rate on shares for an APY of 1.26%, minimum deposit of $100.00 is required. Vacation/Christmas Clubs and Checking Accounts are paying .50% APY. Interest is computed daily, payable monthly. We will be offering a variable rate of interest on share accounts, based on economic and market conditions.

CDs 
90 days Please call the Credit Union for our most current CD rates.
We can be reached at (978) 453-2734.
6 months
12 months
18 months
12 months 'For Kids Only' CD's. Minimum deposit of $250.00.
18 months

PREFERRED RATES ON CDs
We are pleased to offer the following preferred rates of return for CD deposits meeting the following criteria:
  • Deposits over $100,000 will receive an additional .25% APY
  • Deposits over $150,000 will receive an additional .50% APY
APY = Annual Percentage Yield. Preferred rate incentive added onto your CDs existing APY increasing that APY by the preferred rate incentive percentage.

Please Note: CD Rates are subject to change without notice.
A penalty will/or may be imposed for early withdrawal.
Please contact the Credit Union today for the most current rates.

*APY - Annual Percentage Yield

Ron Bouchard, Treasurer


NCUA MSIC
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